Debt Counselling: How to Choose the Right Partner for Financial Relief

 




Feeling hopeless because of overwhelming debt? Don’t let the situation prevent you from regaining control of your life. Debt counselling in South Africa can provide a lifeline while building a better credit score. The key is to find an experienced company that offers legitimate and personalised debt counselling solutions tailored to your needs. Here’s how:

 

Make sure they are accredited by the NCR.

 

Firstly, take the time to verify the debt counsellor’s accreditation with the National Credit Regulation (NCR). This is an important credential ensuring that the provider provides debt counselling in South Africa legally, according to ethical practices and industry standards.

 

Find Better only works with NCR-accredited Debt Counselling companies, so you can trust our compliance with our industry’s regulations to protect your rights and privacy.

 

Ensure your data privacy.

 

When you choose a debt counselling partner, you're entrusting them with sensitive financial information, as well as subjects that are not easy to discuss. Select a company that prioritises data security, and will handle the call with dignity and kindness.

At Find Better, we understand the importance of protecting your personal and financial information, which is why we employ industry-standard security measures to safeguard your data and ensure that it remains confidential.

 

Choose a company that values transparency.

 

A debt counselling partner should be transparent about their processes, fees, and timelines. Make sure that they explain everything to you and that you understand the terms and conditions before signing any agreements. Debt Counselling fees are regulated by the NCR, and need to be transparent about the upfront and ongoing fees involved.

 

Learn how they work

 

At Find Better, we will perform a budget assessment to understand your financial picture. Once we know what you can afford, our counsellors will work with your lenders to rearrange payments into a single repayment plan. This approach reduces your interest, saving you money so you can still afford necessities. When your debt is paid, you will get a clearance certificate to help restore your credit score.

 

Don't let debt take away your home or car. Debt counselling in South Africa can help you regain financial control. We can help you protect your valuable assets, reduce interest rates on unsecured debt to as low as 0-4%, and accelerate your debt repayment. With a structured repayment plan, you could be debt-free in as little as 2-5 years.

Contact us today. We'll analyze your financial situation and create a personalized debt relief plan tailored to your needs.

Source: https://findbetter.co.za/debt-counselling-how-to-choose-the-right-partner-for-financial-relief/

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